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Understanding the advantages and disadvantages of benefits and strategies; and applying that information to your own personal situation is no easy task.
That’s why we are here to help make it easy, understandable and more affordable either online or in-person.
We are fully committed to keeping up the strongest standard of ethics and excellent service for our clients. We distribute products that are consumer-friendly, easy to understand and budget friendly.
We intend to help you insure your out-of-pocket expenses and put cash back in your pocket as a consequence of any critical illness or accident. This includes deductibles, co-insurance, uncovered medical expenses, and certain indirect expenses such as loss of income and travel expenses.
In today’s economy, it is not abnormal for people to have higher major medical deductibles, in order to curb the price of their premiums. If you and your family do not go to the doctor often, we have a plan for you!
We offer a discount prescription programthat can save you up to 87% on your prescription medication. Save on your prescriptions and other healthcare services with or without insurance. Join the millions of Americans who are already reaping the benefits, plus it's FREE to join!
We are independent agency that offers Critical Illness Plans, Accident Plans, Medicare Supplements and many other benefits including options for those individuals with significant pre-existing conditions. The health plans we offer fit every budget and lifestyle; whether you’re a recent graduate, self-employed, retiring early, or working without health coverage. One could be just right for you. Contact us or call us now to find out at (888) 559-2339.
We are always thinking about how to improve our client's insurance experience. To that extent, we provide alternative health insurance solutions for those who wish to keep insurance costs lower, but yet still maintain coverage. One such solution is a non-ACA compatible plan like short-term major medical coverage.
These plans are generally 40% to 60% more affordable than exchange plans, provide you with $2 - $5 million dollars worth of coverage and renew yearly. It is the appropriate alternative for individuals who are relatively healthy and wish to offer vital coverage for themselves and their families.
Benefits have been decreasing but premiums, deductibles and co-insurance costs have been increasing over the last 20 years. According to the American Hospital Association, 82% of all hospital confinements are related to heart-attack, stroke, cancer and accidents.
Don't become overrun by the trend of lower benefits and higher costs. Think about protecting your family and the best time to do that is NOW! It's too late once a critical illness or accident occurs. Click HERE to schedule a no-obligation consultation with our licensed and friendly insurance professionals.
Helki handled my health insurance with speed and competence. She understood my situation because she wasn’t afraid to ask questions. She uncovered tremendous savings for my business and my family.
She’s a real one, folks.
JACK S. - SMALL BUSINESS OWNER
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Understand the hidden pitfalls in healthcare.
Create a winning strategy for your family's future.
Free, confidential and no-obligation.
Outside-the-box thinking!
Personalized service with experienced agents.
Live online support.
Medicare & Senior Products
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Health & Life Insurance Planning
in most years you wind up paying your insurance premiums and most or all of the cost of your treatment. If the premiums are affordable but unsuitable due to high deductibles, co-insurance, and out-of-network charges, it can create a financial burden difficult or impossible to afford. We work with business owners and employees to uncover opportunities to lower costs.
There are some simple yet effective ways for employers, employees and individuals to reduce their health insurance costs. Some of those ways are not immediately obvious, but we’ll help you make it easy and affordable. Call us toll-free 888-559-2339 and we'll show you just how fast, friendly and easy it can be to work with us.
Wellness is much more than the absence of disease or infirmity. Total wellness should be seen as individuals assuming personal responsibility for shaping, adopting & maintaining healthy lifestyles, in order to achieve optimal levels of physical, spiritual, mental and emotional health. We are here to help you get the best coverage for the right price.
QUESTIONS? CALL 1-888-559-2339
QUESTIONS? CALL 1-888-559-2339